• 0.10% rate discount after 12 months.
  • Loans accrue a $330 annual fee and have a $285 settlement fee.
  • Submissions must be ‘A’ grade with clear credit, no arrears and must be supplied in perfect order to be eligible.
  • Maximum loan size is $750k.
  • Free unlimited redraw.
  • 100% LVR is now available.
  • Borrower pays LMI.
  • Loans are designed for applicants that do not fit the Signature Series criteria.
  • This is a standard loan product with no on going fees and free, unlimited redraw.
  • 100% LVR is now available.
  • Borrower pays LMI.

Uninsured Series loans have no mortgage insurance requirements, however certain LVR bands need to be applied. (Please see table below) No vacant land or construction option available.

LVR Bands - Full Doc Program extends to:

  • $4,000,000 at 60% LVR (Vic, NSW metro only)
  • $3,000,000 at 65% LVR (NSW, Vic, WA, ACT/Qld/SA metro only)
  • $2,000,000 at 70% LVR (Australian metro and regional)
  • $1,500,000 at 80% LVR (Australian metro, regional and country)
  • $500,000 at 85% LVR (Australian metro, regional and country)
  • $300,000 at 90% LVR (Australian metro, regional and country)

LVR Bands - Lo Doc Program extends to:

  • $3,000,000 at 60% LVR (Vic, NSW metro only)
  • $2,000,000 at 65% LVR (NSW, Vic, WA, ACT/Qld/SA metro)
  • $1,000,000 at 80% LVR (Australian metro and regional)
Balance Sheet Series

These loans are specifically for Lo Doc Applicants with no ABN and no LMI who require 75% LVR.

This product has specialist positioning in the investor segment as a result of aggressive borrower serviceability testing and security classes ie company titles, acreages, 1 bedroom units (particularly current in Qld and WA).
This product is able to provide up to $50m for a wide range of commercial purposes, including investment, debt consolidation, bridging and refinancing.
 

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